:root {
  --navy: #062e68;
  --navy-deep: #041f48;
  --blue-soft: #eef5ff;
  --red: #e2142c;
  --gold: #e7a91f;
  --ink: #152235;
  --muted: #637086;
  --line: #dfe6ef;
  --white: #ffffff;
  --shadow: 0 24px 70px rgba(4, 31, 72, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
img { display: block; max-width: 100%; }
.container { width: min(1180px, calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: fixed; top: 10px; left: 10px; transform: translateY(-140%); z-index: 100; background: #fff; padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { transform: none; }

.site-header { position: sticky; top: 0; z-index: 30; background: rgba(255,255,255,.94); border-bottom: 1px solid rgba(6,46,104,.08); backdrop-filter: blur(16px); }
.nav-wrap { height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { width: 205px; flex: 0 0 auto; }
.brand img { width: 100%; height: 68px; object-fit: contain; object-position: left center; }
.main-nav { display: flex; align-items: center; gap: 28px; }
.main-nav a { text-decoration: none; font-size: .94rem; font-weight: 650; color: #27364c; }
.main-nav a:hover { color: var(--red); }
.main-nav .nav-cta { color: #fff; background: var(--navy); padding: 11px 18px; border-radius: 10px; }
.main-nav .nav-cta:hover { color: #fff; background: var(--red); }
.menu-button { display: none; border: 0; background: transparent; width: 44px; height: 44px; padding: 9px; }
.menu-button span { display: block; height: 2px; margin: 6px 0; background: var(--navy); }

.hero { position: relative; overflow: hidden; padding: 92px 0 78px; background: radial-gradient(circle at 85% 20%, #edf5ff 0, transparent 35%), linear-gradient(180deg, #fff 0%, #f9fbfe 100%); }
.hero::after { content: ""; position: absolute; right: -170px; bottom: -260px; width: 520px; height: 520px; border: 62px solid rgba(226,20,44,.055); border-radius: 50%; }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 88px; }
.eyebrow { margin: 0 0 16px; color: var(--red); text-transform: uppercase; letter-spacing: .12em; font-size: .78rem; font-weight: 800; }
h1, h2, h3, p { margin-top: 0; }
h1 { max-width: 730px; margin-bottom: 24px; color: var(--navy-deep); font-size: clamp(3rem, 6.5vw, 5.7rem); line-height: .98; letter-spacing: -.055em; }
h2 { margin-bottom: 20px; color: var(--navy-deep); font-size: clamp(2.2rem, 4vw, 3.7rem); line-height: 1.08; letter-spacing: -.045em; }
h3 { color: var(--navy-deep); font-size: 1.28rem; line-height: 1.25; }
.hero-lead { max-width: 650px; margin-bottom: 32px; color: var(--muted); font-size: 1.2rem; line-height: 1.7; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 34px; }
.button { display: inline-flex; min-height: 50px; align-items: center; justify-content: center; gap: 10px; padding: 12px 22px; border: 1px solid transparent; border-radius: 10px; text-decoration: none; font-weight: 750; transition: .2s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { color: #fff; background: var(--red); box-shadow: 0 12px 30px rgba(226,20,44,.18); }
.button-primary:hover { background: #c90f25; }
.button-ghost { color: var(--navy); border-color: #cad5e4; background: rgba(255,255,255,.65); }
.trust-list { display: flex; flex-wrap: wrap; gap: 10px 24px; margin: 0; padding: 0; list-style: none; color: #42516a; font-size: .9rem; font-weight: 650; }
.trust-list li::before { content: "✓"; margin-right: 8px; color: var(--gold); font-weight: 900; }

.route-card { position: relative; padding: 28px; border: 1px solid rgba(6,46,104,.1); border-radius: 24px; background: rgba(255,255,255,.92); box-shadow: var(--shadow); }
.route-card::before { content: ""; position: absolute; inset: -12px 22px auto; height: 12px; border-radius: 12px 12px 0 0; background: var(--gold); opacity: .9; }
.route-card-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 20px; color: var(--navy); font-weight: 800; }
.route-badge { padding: 5px 9px; border-radius: 999px; background: var(--blue-soft); font-size: .76rem; }
.route-steps { position: relative; margin: 0; padding: 0; list-style: none; }
.route-steps::before { content: ""; position: absolute; left: 21px; top: 28px; bottom: 28px; width: 2px; background: #dbe5f2; }
.route-steps li { position: relative; display: grid; grid-template-columns: 44px 1fr; gap: 15px; align-items: start; padding: 14px 0; }
.step-no { position: relative; z-index: 1; display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; color: #fff; background: var(--navy); font-size: .76rem; font-weight: 800; box-shadow: 0 0 0 7px #fff; }
.route-steps li:nth-child(3) .step-no { background: var(--red); }
.route-steps strong { display: block; color: var(--navy-deep); }
.route-steps p { margin: 2px 0 0; color: var(--muted); font-size: .88rem; }
.route-note { margin-top: 18px; padding: 14px; border-radius: 12px; background: #f7f9fc; color: #4a5870; font-size: .87rem; }
.route-note span { display: inline-block; width: 8px; height: 8px; margin-right: 8px; border-radius: 50%; background: var(--gold); }

.confidence-strip { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; }
.confidence-grid { display: grid; grid-template-columns: repeat(3,1fr); }
.confidence-grid div { padding: 28px 32px; border-right: 1px solid var(--line); }
.confidence-grid div:first-child { padding-left: 0; }
.confidence-grid div:last-child { border: 0; }
.confidence-grid strong, .confidence-grid span { display: block; }
.confidence-grid strong { color: var(--navy); font-size: 1rem; }
.confidence-grid span { margin-top: 4px; color: var(--muted); font-size: .88rem; }

.section { padding: 110px 0; }
.section-heading { display: grid; grid-template-columns: 1.1fr .9fr; gap: 80px; align-items: end; margin-bottom: 48px; }
.section-heading p:last-child { color: var(--muted); font-size: 1.05rem; }
.service-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.service-card { position: relative; min-height: 350px; padding: 34px; overflow: hidden; border: 1px solid var(--line); border-radius: 18px; background: #fff; transition: transform .2s ease, box-shadow .2s ease; }
.service-card:hover { transform: translateY(-4px); box-shadow: 0 18px 50px rgba(4,31,72,.09); }
.service-card.featured { background: var(--blue-soft); border-color: #d4e4fb; }
.service-index { display: block; margin-bottom: 54px; color: var(--red); font-size: .78rem; font-weight: 850; letter-spacing: .12em; }
.service-card p { max-width: 510px; color: var(--muted); }
.service-card ul { margin: 22px 0 0; padding: 0; list-style: none; }
.service-card li { padding: 7px 0; color: #42516a; font-size: .92rem; }
.service-card li::before { content: "—"; margin-right: 9px; color: var(--gold); }
.dark-card { color: #fff; background: var(--navy-deep); border-color: var(--navy-deep); }
.dark-card h3, .dark-card p, .dark-card li { color: #fff; }
.dark-card p, .dark-card li { opacity: .78; }

.section-blue { color: #fff; background: var(--navy-deep); }
.process-layout { display: grid; grid-template-columns: .9fr 1.1fr; gap: 110px; align-items: start; }
.process-intro { position: sticky; top: 130px; }
.process-intro h2 { color: #fff; }
.process-intro > p:not(.eyebrow) { max-width: 480px; color: #b8c7dd; font-size: 1.05rem; }
.eyebrow.light { color: #f4bd43; }
.button-light { margin-top: 18px; color: var(--navy-deep); background: #fff; }
.process-list { margin: 0; padding: 0; list-style: none; border-top: 1px solid rgba(255,255,255,.16); }
.process-list li { display: grid; grid-template-columns: 60px 1fr; gap: 24px; padding: 30px 0; border-bottom: 1px solid rgba(255,255,255,.16); }
.process-list span { display: grid; place-items: center; width: 48px; height: 48px; border: 1px solid rgba(255,255,255,.35); border-radius: 50%; color: #f4bd43; font-weight: 800; }
.process-list h3 { margin: 0 0 7px; color: #fff; }
.process-list p { margin: 0; color: #b8c7dd; }

.about-grid { display: grid; grid-template-columns: .95fr 1.05fr; gap: 100px; align-items: start; }
.about-statement > p:last-child { max-width: 580px; color: var(--muted); font-size: 1.15rem; }
.two-sides { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.two-sides article { min-height: 300px; padding: 30px; border-radius: 18px; background: #f5f8fc; }
.two-sides article:last-child { background: var(--blue-soft); }
.two-sides span { display: grid; place-items: center; width: 48px; height: 48px; margin-bottom: 80px; border-radius: 50%; color: #fff; background: var(--red); font-weight: 850; }
.two-sides article:last-child span { background: var(--navy); }
.two-sides p { color: var(--muted); font-size: .94rem; }

.faq-section { background: #f7f9fc; }
.faq-layout { display: grid; grid-template-columns: .72fr 1.28fr; gap: 100px; }
.faq-list { border-top: 1px solid #cfd8e5; }
.faq-list details { border-bottom: 1px solid #cfd8e5; }
.faq-list summary { display: flex; justify-content: space-between; gap: 20px; padding: 24px 4px; cursor: pointer; color: var(--navy-deep); font-weight: 750; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { color: var(--red); font-size: 1.35rem; transition: transform .2s ease; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list details p { max-width: 680px; padding: 0 44px 24px 4px; color: var(--muted); }

.contact-section { padding: 28px 0 92px; background: #f7f9fc; }
.contact-card { display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center; padding: 62px; border-radius: 22px; color: #fff; background: var(--navy); }
.contact-card h2 { margin-bottom: 15px; color: #fff; }
.contact-card p { max-width: 660px; color: #cad7e9; }
.contact-action { display: flex; flex-direction: column; align-items: flex-start; gap: 14px; }
.button-gold { color: var(--navy-deep); background: #f4bd43; }
.button-instagram { color: #fff; border-color: rgba(255,255,255,.55); background: transparent; }
.button-instagram:hover { border-color: #fff; background: rgba(255,255,255,.08); }
.contact-action small { max-width: 380px; color: #b8c7dd; font-size: .78rem; line-height: 1.5; }

footer { padding: 40px 0 28px; background: #fff; }
.footer-grid { display: grid; grid-template-columns: 190px 1fr auto; align-items: center; gap: 30px; }
.footer-brand img { width: 180px; height: 60px; object-fit: contain; object-position: left; }
.footer-grid p { margin: 0; color: var(--muted); font-size: .9rem; }
.footer-links { display: flex; gap: 22px; }
.footer-links a { color: var(--navy); text-decoration: none; font-size: .88rem; font-weight: 700; }
.legal-line { display: flex; justify-content: space-between; margin-top: 24px; padding-top: 18px; border-top: 1px solid var(--line); color: #8993a3; font-size: .78rem; }

@media (max-width: 900px) {
  .nav-wrap { height: 76px; }
  .brand { width: 180px; }
  .brand img { height: 58px; }
  .menu-button { display: block; }
  .main-nav { position: absolute; top: 76px; left: 0; right: 0; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 12px 20px 22px; border-bottom: 1px solid var(--line); background: #fff; }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 13px 8px; }
  .main-nav .nav-cta { margin-top: 8px; text-align: center; }
  .hero { padding: 65px 0; }
  .hero-grid, .section-heading, .process-layout, .about-grid, .faq-layout, .contact-card { grid-template-columns: 1fr; gap: 48px; }
  .confidence-grid { grid-template-columns: 1fr; }
  .confidence-grid div, .confidence-grid div:first-child { padding: 20px 0; border-right: 0; border-bottom: 1px solid var(--line); }
  .confidence-grid div:last-child { border-bottom: 0; }
  .section { padding: 82px 0; }
  .process-intro { position: static; }
  .about-grid { gap: 42px; }
  .faq-layout { gap: 26px; }
  .contact-card { padding: 44px 34px; }
  .footer-grid { grid-template-columns: 1fr; gap: 14px; }
}

@media (max-width: 620px) {
  .container { width: min(100% - 28px, 1180px); }
  h1 { font-size: clamp(2.8rem, 14vw, 4.4rem); }
  h2 { font-size: 2.35rem; }
  .hero { padding-top: 50px; }
  .hero-actions, .hero-actions .button { width: 100%; }
  .trust-list { display: grid; gap: 10px; }
  .route-card { padding: 22px 18px; }
  .service-grid, .two-sides { grid-template-columns: 1fr; }
  .service-card { min-height: 0; padding: 28px; }
  .service-index { margin-bottom: 34px; }
  .two-sides article { min-height: 0; }
  .two-sides span { margin-bottom: 42px; }
  .process-list li { grid-template-columns: 48px 1fr; gap: 16px; }
  .process-list span { width: 42px; height: 42px; }
  .contact-card { padding: 34px 22px; }
  .contact-action .button { width: 100%; }
  .footer-links { flex-wrap: wrap; }
  .legal-line { flex-direction: column; gap: 6px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}